Self-custodial wallet

USDC, USDT, EURC and SOL on Solana. A native Bitcoin vault. Tokenized US stocks. One app for Android and iOS, with the keys on your device and every fee shown before you sign.

Create your wallet in seconds. No account, no documents — you hold the keys.

KlipbitNeo app showing the assets screen

What self-custodial means here

Your Recovery Phrase is generated on your phone and never leaves it. Klipbit has no copy of it, cannot freeze or move your balance and cannot recover it for you. The app is software; it never holds your money.

That is the trade: no one can block you, and no one can rescue you. Keep the phrase and the backup password like cash.

  • Keys created and stored on your device
  • No one at Klipbit can freeze, move or access your funds
  • Every transaction settles on a public network you can verify

Recovery without the paper panic

Encrypted backup is automatic: your phrase is sealed with a password only you know (AES-256-GCM) before it ever leaves the phone. Lose the device? Install the app anywhere, confirm a code sent to your email, type your password — your wallet is back.

Two things restore it: the email code and your password. Nobody at Klipbit can read the backup.

  • One password: encrypts the backup and logs you in
  • Email code confirms it is you
  • We will never ask for your phrase or password — anyone who does is a scammer

The assets, and only these

A focused set that works as money, not a list of ten thousand tokens: USDC and USDT (Digital Dollars), EURC (Digital Euro), SOL, native Bitcoin in the vault, and tokenized US stocks and ETFs.

  • USDC · USDT · EURC · SOL on the Solana network
  • BTC on the Bitcoin network — not wrapped, not an IOU
  • Apple, Tesla, Nvidia, the S&P 500 as xStocks, from US$3

What it costs

Sending with SOL for gas is free of Klipbit fees — you pay the network a fraction of a cent. No SOL? The app offers a relay send with the fee shown first. Swaps, the Bitcoin vault and stocks carry a flat 0.9%, shown before you sign. No account fees, no custody fees, no spreads hidden in the price.

  • Standard send: no Klipbit fee, network gas only
  • Relay send without SOL: fee shown before you confirm
  • Swaps · Bitcoin vault · stocks: 0.9%, shown before you sign
  • Minimum swap US$3

Built in Brazil, available worldwide

KlipbitNeo is published by KLIPBIT LTDA, São Paulo, on the App Store and Google Play in more than a hundred countries. Light theme by default, dark theme if you want it, 15 languages. Some features are hidden where the issuer or the liquidity protocol excludes a country — the Terms keep the list.

  • Android and iOS
  • 15 languages, local-currency display
  • Monthly statement export from the app

Questions people ask

Is KlipbitNeo a self-custodial wallet?+

Yes. The keys are generated on your device and never leave it. Klipbit cannot freeze, move or recover your balance. The app is software, not a custodian, and it never holds your money.

Which is the best self-custody wallet for USDT?+

One that holds USDT on a cheap, fast network, lets you swap it to USDC when you need to, and recovers without a paper phrase hunt. KlipbitNeo holds USDT and USDC on Solana, sends for a fraction of a cent, swaps at a flat 0.9% shown first, and restores from an encrypted backup with your password and an email code.

Does it work on Android?+

Yes. KlipbitNeo is on Google Play and the App Store with the same features: assets, send and receive, swaps, the Bitcoin vault, tokenized stocks and the merchant terminal.

How is KlipbitNeo different from Phantom or Solflare?+

They are general Solana wallets built around tokens, NFTs and dApps. KlipbitNeo is built as a money account: five assets and tokenized stocks, a native Bitcoin vault, an encrypted backup you recover with a password and an email code, and every fee shown before you sign. No NFTs, no altcoins, no dApp browser.

What happens if I lose my phone?+

Install KlipbitNeo on any device, confirm the code sent to your email and type your backup password. Your wallet is restored. If you lose both your backup password and your Recovery Phrase, nobody can restore it, including Klipbit.

Do I need an account or ID to create the wallet?+

No. Creating the wallet takes seconds and needs no account and no documents. Buying crypto with local currency is a separate service run by a licensed provider, with that provider's own verification.

Can I buy Bitcoin in the app?+

The Bitcoin vault converts USDC you already hold into native Bitcoin on the Bitcoin network, at a flat 0.9%. The BTC lands in your own vault address. Klipbit is the interface; the conversion runs through independent liquidity.

Is there a fee to hold or to receive?+

No. Holding is free and receiving is free. Fees apply only when you send without SOL, swap, use the vault or trade stocks, and each is shown before you confirm.

Which countries can use KlipbitNeo?+

The app is listed in more than a hundred countries on both stores. Swaps and tokenized stocks are hidden where the liquidity protocol or the issuer excludes a country; the Terms of Use keep the list.

Your keys. Your money.

Download KlipbitNeo and create your self-custodial wallet in seconds — no account, no documents.

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