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KlipbitNeo — self-custodial digital account
Available now
App Store · Google Play
Self-Custodial
Your keys, your coins
1.50% Merchant Fee
Instant settlement

$1,250.00
1,250.00 USDC
KlipbitNeo — self-custodial digital account
Digital Dollars, Digital Euros, Solana and Bitcoin in one account. You hold the keys. Transparent fees, instant settlement.
The sovereign digital account
KlipbitNeo is a self-custodial digital account for Digital Dollars (USDC, USDT), Digital Euros (EURC), Solana and Bitcoin. You hold the keys — not a bank, not an exchange, not us. Bring your own crypto, send and receive in seconds, and keep full control.
One password. Recover on any device.
Create your wallet in seconds — no documents are needed to create a self-custodial wallet. Your Recovery Phrase is generated on your device and never leaves it. Turn on encrypted backup and your phrase is sealed with a password only you know (AES-256-GCM), then verified by a code sent to your email whenever you recover. Lose your phone? Install the app on any device, confirm the email code, enter your password — your account is back. Buying digital assets with local currency is a separate service provided by a licensed provider. It requires identity verification with that provider and is subject to the provider's eligibility rules and limits.
- ✓Keys are created and stored on your device
- ✓Backup is encrypted before it leaves the phone — we can never read it
- ✓Email code + your password = recovery on any device

Real self-custody — honest version.
Self-custody means Klipbit cannot freeze, block or move your balance — only you hold the keys. It also means responsibility. If you lose your Recovery Phrase and your backup password, nobody can restore your funds, including us. Beware of phishing: no one from Klipbit will ever ask for your Recovery Phrase or password. KlipbitNeo is software, not a custodian — it never holds your money and never touches fiat directly. This applies to assets already in your wallet. Purchases through a licensed provider follow that provider's verification and transaction controls.
- ✓Klipbit cannot freeze or move what you hold — only you hold the keys
- ✓Your phrase + password are yours alone; treat them like cash
- ✓We will never ask for your Recovery Phrase. Anyone who does is a scammer

Digital Dollars, Euros, Solana and Bitcoin.
Hold stable digital currencies pegged to the dollar and euro alongside SOL and native Bitcoin. No altcoin casino — a focused set of assets that work as money.
- ✓USDC — Digital Dollar
- ✓USDT — Digital Dollar
- ✓EURC — Digital Euro
- ✓SOL — network asset
- ✓BTC — native Bitcoin, in your vault

Payments in seconds, on-chain.
Receive by sharing your address or a QR code. Send by pasting an address or scanning. Transfers settle on the Solana network in seconds for a fraction of a cent in network fees. When you have no SOL for gas, the app offers a relay option with the fee shown upfront — always visible before you confirm.
- ✓QR receive and scan-to-send
- ✓Settlement in seconds on Solana
- ✓Every fee shown before you confirm — no surprises

Everything in one screen.
Your balances, per-asset history and value in your local display currency. Minimal by design: no trading charts, no noise — just what you hold and what happened.
- ✓Per-asset home with history
- ✓Local currency display
- ✓Monthly statement export from the app

One tap from Digital Dollars to real Bitcoin.
The Vault (Cofre) converts your USDC into native Bitcoin on the Bitcoin network — not a wrapped token, not an IOU. ChainHop routes the conversion through third-party DEX liquidity; the BTC lands in your self-custodial vault. Flat 0.9% fee, shown before you confirm.
- ✓Native BTC on the Bitcoin network
- ✓0.9% flat fee, disclosed upfront
- ✓Non-custodial end to end

Swap between your assets, on-chain.
Swap USDC, USDT, EURC and SOL directly from the app. Swaps are routed to third-party decentralized exchange liquidity — Klipbit is the interface, never the counterparty. Rates and fees are shown before you sign.
- ✓DEX-routed — you sign, the protocol executes
- ✓Rate and fee preview before every swap
- ✓No account, no order book, no custody

Accept payments with KlipbitPay.
Merchants turn any phone into a stablecoin payment terminal: show a QR, the customer pays in Digital Dollars (USDC) or Digital Euros (EURC) from their wallet, settlement is instant and self-custodial. If you run a store, the PAY terminal connects to the same rails.
- ✓Any phone is a terminal
- ✓Instant on-chain settlement
- ✓No chargebacks, no hardware

